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PRIVACY POLICY

Privacy Statement for Credit Professionals Ltd

1. Use of Information
Credit Professionals Ltd services have created this Privacy Statement to demonstrate our commitment to the principles of privacy on-line. We recognise that our Users are our most important asset and we strive to protect their confidential information at all times. The following discloses our information gathering and dissemination practices for this Web site.

We do not sell your Registration information to third parties. We will not offer personal information that we have gathered through Registration about any User to a third party without the User's consent or unless the User is referred to us by that third party. We will never show information that we have not been specifically authorised to release to other members. We will use the information that we collect to communicate with you about our services and for the recruitment Service to assist you in finding a new role.

2. Information on our Server
We use your Internet Protocol (IP) address to help us diagnose problems with our server, and to administer our Web site. Your IP address is collected and used to collect general demographic information to give us an idea of what types of businesses use our services. We do not link IP addresses to anything personally identifiable. This means that a User's session will be tracked, but the User will be anonymous. Information about specific visitors is not made available to any other organisation.

3. Registration Forms
During the Credit Professionals Ltd registration process we require Users to tell us contact information such as a name and email address. We may also ask other identifying information designed to help us provide the service you require. This site may contain links to other sites. Credit Professionals Ltd is not responsible for the practices or the content of other such Web sites. When you leave this Web site, the privacy practices of Credit Professionals Ltd will no longer be in effect.

4. Shop Front
Our site uses an order system to request information, products and services. We use the information we collect in our shop to retain contact information. We will require identifying information such as name, address and email address. All card transactions are through an independent processor of credit and debit card transactions approved by the UK acquiring banks. The personal information required by them to process the financial transaction against a client.s card is not made available to Credit Professionals Ltd. Those clients applying for an open credit account will be assessed for credit worthiness. This process will involve obtaining and supplying information to third parties. You will be advised by email of the result and the nature of the credit line granted.

5. Sharing of Information
In order to execute your transaction, we may share information with your bank, our card processing partner, and the major credit reporting agencies. This site may supplement the information that you provide with information that is received from third parties. Our authentication process merges individually identifiable information with data from third parties such as banks and credit reporting companies. We do not share this information about our Users with any third party without the User's explicit consent.

6. Security
This site has security measures in place to protect the loss, misuse and alteration of the information under our control. When you use your card on Credit Professionals Ltd, your purchase is safeguarded. The transmission of sensitive data from our site is protected by Secure Sockets Layer (SSL), a proven coding system that allows your browser to automatically encrypt or scramble data before you send it.

7. Correct/Update/Review
In accordance with the Data Protection Act of 1998, this site provides Users with the opportunity to review, change and/or modify information provided by updating their personal profile. Users should complete the Contact Form and submit it to us for changes.

8. Privacy Statement Changes
Changes to our Privacy Statement will be posted on this Web site. Changes will become effective upon posting of such changes.

9. Contact Us
If you have any questions about this Privacy Statement, the practices of this site, or your dealings with this Web site, you can contact:

Website Coordinator
Credit Professionals Ltd
Telephone: UK LowCall - 0844 736 2634
International Callers: +44 800 242 5160

These numbers are registered with The Telephone Preference Service. It is unlawful for someone in business (including charities or other voluntary organisations) to make such a call to a telephone number allocated to a corporate subscriber if that corporate subscriber has either told that business or organisation that they do not want to receive such calls or has registered with the Corporate TPS that they do not wish to receive such calls from any business or organisation.

Business Hours: Monday through Friday 8 am - 6 pm (BST)

10. Effective Date
This Privacy Statement is effective as of January 01, 2002.

Fair Processing Notice

The Company shall comply with the provisions of the Data Protection Act 1998 ("the Act") in relation to the processing of any personal data it obtains from you. The Company shall comply with its on-line Privacy Policy when you contact the Company through the Company's website.

The Company may process all the details it obtains from you to enable the Company to do business with you and for the specific purpose of providing services to you. The Company may also request further information from third parties for example, credit reference agencies if you are opening a trade account with us or taking up references if you a candidate. The Company shall obtain specific consent from you for the collection by the Company of sensitive data as defined by the Act such as racial origin, trade union membership and commission of offences. You submission of an online application to us, with or without attachments, where you include such information will be considered as granting this consent.

Any information gathered will only be used in the context of the business the Company conducts for you and for any other purpose required for the fair processing of your data. You may notify the Company to cease processing the data if it is unhappy with the way the Company uses your personal data or wish the Company to cease using any data that you have voluntarily given to the Company.

The Company may disclose your personal data as required by law, including but without limitation, to prevent a crime, discharge a statutory duty or as required by a court order in the context of legal proceedings or to any third parties who process personal data on the Company's behalf, such as computer support companies and any group company within the Company's organisation. For recruitment, the Company may disclose information to other recruitment agencies and potential employers. For other services, the company may disclose information to those companies that would need the information so as to provide the services that you have requested.


© Credit Professionals Ltd 2002 All rights reserved.
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